An Approach for Estimating Gross Market Return for Life Settlements (ELSA)

A paper published by the European Life Settlement Association. "The purpose of this paper is to present an approach for estimating the gross return available from life settlements that is independent of life expectancy (LE) estimates."

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Wednesday 23rd July 2014    

The Emerging Alternative Investment- Life Insurance Assets

Abstract: "The Emerging Alternative Investment – Life Insurance Assets outlines alternative investment options with the emergence life insurance secondary market of for investors seeking asset diversification to mitigate and diversify risks. Traditional asset classes no longer provide the diversification that investors require. Specifically the paper examines asset diversification through uncorrelated, alternative asset classes – real estate investment trusts (REIT), equipment leasing, energy exploration, and life insurance assets found in the life insurance secondary market. Life insurance assets should be considered within this stable of alternative asset classes because of their ability to add further diversification from other assets classes – both alternative and traditional."

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Tuesday 22nd July 2014    

Empirical Investigation of Life Settlements: The Secondary Market

This compelling study that examines and provides a valuable insight in to internal rate of return (IRR) and other insights about life settlements asset class. "The life settlement option appears to be not only greatly beneficial for policy owners wanting to sell their policies, but also provides an interesting investment opportunity for institutional investors willing to include longevity risk in their portfolio and to commit capital for the medium term"

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Tuesday 22nd July 2014    

Life Settlements Investments (Russell Research)

Abstract: "Life settlements is becoming an increasingly popular asset class, offering good returns that are largely unaffected by financial crises and market downturns like those of 2000 and 2008. What are they, what benefits can they offer as a new asset class for your portfolio, and what are the downside risks? We discuss these questions, and outline the features of different vehicles for life settlements investments."

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Monday 21st July 2014    

Insurance Linked Strategies: Life Settlements (Mercer)

Abstract: "Longevity-linked investments are increasingly becoming a larger part of the larger Insurance-Linked Strategies (ILS) asset class, an asset class where, until recently, the majority of the focus has been on investments linked to catastrophe reinsurance. However, increased volumes in the longevity-linked strategies, such as life settlements and longevity hedging instruments, signals a wider acceptance for these types of risks by capital markets investors."

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Monday 21st July 2014    

Life Settlements: Signposts to a Principal Asset Class (Wharton Financial Institution Centre)

Abstract: "The paper offers an explanation for the evolution and increasing maturity of the life settlement market and the implications for all longevity based financial instruments and products by exploring the market dynamics and asset valuation processes."

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Monday 21st July 2014    

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